This account gives you the privilege of belonging to the great family that is the Cooperativa with a minimum of $120.00 a year in your shares. You will enjoy excelent services along with various benefits that we offer, such as: Life Insurance on your shares, up to $20,000 and we pay dividends. You will also obtain, if qualified, Life and/or Incapacity Insurance on your debts. Earned dividends on this account are payable annually and depend on the Cooperativa's earnings during fiscal year, which starts July 1st and ends June 30th of each year.